Skip to content
3 reasons that now is a best time to open a cash-back card

3 reasons that now is a best time to open a cash-back card


finance money bank banking banking credit card credit score investment payment american express cash preferred amex capital one savor quicksilver

finance money bank banking banking credit card credit score investment payment american express cash preferred amex capital one savor quicksilver

Amex and Capital One offer a few of the very best cash-back charge card.

Crystal Cox/Business Insider.

I almost constantly charge my purchases to a card that earns travel rewards rather than cash back. I combine my one cash-back card, the Chase Liberty Unlimited ®, with the Chase Sapphire Reserve ®so I can transfer the cash-back benefits over and redeem them for travel

Check Out more: The finest credit cards for buying groceries

Get money back on food shipment

Food delivery is one of the other possible big expenses during this period when most of us are staying home.

Regular APR

1399%- 23.99%(Variable)

Credit Rating

Great to Exceptional


  • Earn money back twice. Make 2%on every purchase with limitless 1%money back when you purchase, plus an additional 1%as you pay for those purchases.
  • To make cash back, pay a minimum of the minimum due on time.
  • Balance Transfer Deal: 0%introduction APR on Balance Transfers for 18 months.
  • Balance Transfers do not make cash back.
  • If you move a balance, interest will be charged on your purchases unless you pay your entire balance (consisting of balance transfers) by the due date every month.
  • There is a balance transfer charge of either $5 or 3%of the amount of each transfer, whichever is greater.
  • The basic variable APR for Citi Flex Strategy is 13.
  • No yearly cost
  • Simple earning structure
  • Some cards earn greater rates of money back on turning classifications

Read Our Evaluation

Read Our Evaluation
A looong arrow, pointing right


Something is packing.


The details associated to the following cards has been gathered by Company Expert and has actually not been evaluated by the issuer: Chase Liberty Unlimited ®, Chase Liberty ®, Chase Slate ®, Ink Service Preferred ® Charge Card
. Ink Business Cash ℠ Credit Card, Ink Business Unlimited ℠ Credit Card, Southwest Rapid Benefits ® Premier Organisation Charge Card, Southwest Rapid Benefits ® Performance Company Credit Card, IHG ® Benefits Club Traveler Charge Card, United ClubSM Infinite Card, United ℠ Business Card, British Airways Visa Signature ® Card, The World Of Hyatt Charge Card, Citi Diamond Preferred Card, Citi Benefits Card, Citi Benefits Trainee Card, CitiBusiness AAdvantage Platinum Select World Mastercard, Citi AAdvantage Executive World Elite ™ Mastercard, American Airlines AAdvantage MileUp Card, Citi Guaranteed Mastercard, Costco Anywhere Visa Company Card by Citi, Citi Status Credit Card, Citi Premier Card, Citi Simpleness ® Card

Disclosure: This post is brought to you by the Personal Finance Expert team. We occasionally highlight financial services and products that can help you make smarter choices with your money. We do not offer investment suggestions or encourage you to adopt a specific investment technique. If you take action based on one of our suggestions, we get a small share of the revenue from our commerce partners. This does not influence whether we include a monetary product and services. We operate individually from our marketing sales team.

Organisation Insider might get a commission from The Points Guy Affiliate Network, however our reporting and suggestions are constantly independent and unbiased.

Please note: While the offers discussed above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.

Do you have an individual experience with the coronavirus you ‘d like to share? Or a tip on how your town or community is handling the pandemic? Please email [email protected] and tell us your story.

Get the most recent coronavirus company & economic impact analysis from Business Insider Intelligence on how COVID-19 is affecting industries.


Individual Financing Expert
Credit Cards

Chevron icon
It suggests an expandable area or menu, or in some cases previous/ next navigation choices.


CBD Oil, Don’t Waste Time! 9 Facts Up Until You Reach Your Cannabinoid
Find out more